Identifying Opportunities in Economic and Regulatory Trends

These were the opportunities I was able to identify from Economic and Regulatory trends.

·      Economic trend: highest mortgage rates in four years

·      Source: https://www.cnbc.com/2018/01/29/mortgage-rates-highest-in-4-years-ominous-sign-for-spring-housing.html

·      I found this on the CNBC website. I was looking at mortgage rates because my family recently purchased a building and then I stumbled across the article that I found on CNBC saying that mortgage rates are at a four year high.

·      What leads me to believe that an opportunity may exist is that mortgage rates have been at a historical low over the last many years, and with this sudden uptick this may mean that this period is coming to an end. Now may be a good time to invest in property.

·      For this, the prototypical customer would be an investor or someone with a large amount of disposable income.

·      I believe that this opportunity would be relatively hard to exploit because someone would need a lot of disposable income to exploit it.

·      I saw this opportunity because my family recently bought a building and also because my family is very into buying and selling buildings so I naturally thought of this.

·      Economic trend: U.S. economy grew at 2.6% rate in fourth quarter

·      Source: https://www.nytimes.com/2018/01/26/business/economy/gdp-economy.html?rref=collection%2Fsectioncollection%2Fbusiness-economy&action=click&contentCollection=economy&region=stream&module=stream_unit&version=latest&contentPlacement=6&pgtype=sectionfront

·      I came across this on the Economy section in the NY Times while I was reading it this morning.

·      I believe that an opportunity may exist because a growth in the economy would prompt people to spend more on things that they normally would not.

·      The prototypical customer for this opportunity would be tricky as this could benefit many people, but when the economy does well, businesses that may have been struggling may be given a second chance now that people are willing and able to spend more.

·      I saw this opportunity by luck because it was there when I was reading the newspaper this morning.

·      Regulatory change: the proposed gutting of net neutrality

·      Source: http://money.cnn.com/2017/12/14/technology/net-neutrality-repeal-explainer/index.html

·      I came across this opportunity because I had heard about it from several different people throughout the past two months.

·      This opportunity will exist because the government plans to gut net neutrality, allowing providers to charge more for extra services.

·      The prototypical customer for this opportunity would be the many service providing companies. Also this opportunity would be almost impossible for anyone but the service providers to take advantage of, for obvious reasons.

·      I saw this opportunity because it was all over the news the past couple of months. Those issue was widely covered by the media.

·      Regulatory change: Elder Abuse Prevention and Prosecution Act

·      Source: https://www.congress.gov/bill/115th-congress/senate-bill/178?r=49

·      I found this opportunity while reading a list of all the laws President Trump has passed during his time as president.

·      I believe that an opportunity may exist because now any elderly people who believe that they may have been getting overcharged or scammed by nursing homes have additional support on their side.

·      The prototypical customer for this opportunity would be elderly people who may be getting scammed.

·      I believe I saw this opportunity because every once in a while, I look at all of the new legislation passed so I have a better chance of finding opportunities having to do with them.